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Payday Loan Laws in California

Payday loans are small, short-term cash loans. Generally, consumers write a post-dated check for the desired amount, in addition to an interest fee. The lender will hold onto the check until the next payday (usually 14 days) and then deposits it. Consumer... Read >

The Importance of Having an Emergency Fund

No one has to tell you that emergencies come. You've probably experienced a few of them yourself. What you might not have known is that you should always have some money set aside to cover the expense of an emergency. This type of savings accounts is call... Read >

Payday Loans Report - The Good, Bad & Ugly

Frequency of Use Like any financial product - there are giant pitfalls if Payday Loans are not used correctly. In practice, Payday loans are to be used for short term financial emergencies. The truth is over 60% of payday advance loan consumers do not u... Read >

Tips for Surviving the Credit Crisis

Because of the U.S. economic crisis, you'll find that credit cards and loans are more difficult to obtain, but here are some tips to survive the credit crisis. Use your emergency fund (not a credit card) for emergencies. You should have between thr... Read >

Churning of Payday Loans - Taking Out Multiple Payday Advances Each Year

Payday loans are indeed a subject of much passionate discussion. In this Article we examine both sides of the issue starting with an Editorial from the New York Times - Borrowers Bled Dry Here is the highly disputed report by Center of Responsible Le... Read >